Yahoo Finance Tech·2 min read
Mortgage and refinance interest rates today, March 31, 2026: Lower, as bonds gain favor
Mortgage rates decline as bond yields fall.
Mortgage rates have eased lower today, with the average 30-year fixed rate now at 6.36%, a decrease of 11 basis points. The 15-year fixed rate also fell to 5.81%. This decline follows a drop in bond yields amid a month-long downturn in stocks, influencing mortgage lenders to offer more competitive rates.
Key Takeaways
- 1.
The average 30-year fixed mortgage rate is now 6.36%, down 11 basis points.
- 2.
Refinance rates are generally higher, with the 30-year fixed refinance rate at 6.43%.
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